"Artificial Intelligence is proving to be a significant catalyst in the Payment Technology revolution. The last few years have witnessed emergence of robust AI applications that automate payment processing, mitigate costs, optimize transactions, and develop hyper-personalized offerings. As payment volumes are skyrocketing on the grounds of real-time payments, AI-enabled security and fraud-detection systems are becoming quintessential. Consequently, the future holds further scope for Generative AI’s role in payment unification through alternative payments that are poised to gain massive consumer interest over time. As observed during its consumerization in 2022-2023, AI will lay the foundation for the ever-changing Payment Technology Landscape, empowering newcomers that will transform the industry’s status quo."
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